Which costs more Carrying or Operating? Bulbs Light The Way

In my past post the focus was on car depreciation, I referenced a Consumer Reports breakdown of how much costs of ownership is in the first 5 years. This got me wondering could anything purchased be broke down in this way? Could this be useful information?

Livermore Centennial Light Bulb

Stand for Something - Preventative Medicine for Scams and Ripoffs

" Those who stand for nothing fall for anything." 

Alexander Hamilton

There are so many scams and ripoffs around. I always think to have principles and to stand by them is one of the best defenses to schemes that try to separate you from your wealth.

Free Ride Project - Edmunds Style

Good ideas have legs. The Dave Ramsey "Drive Free for Life" has been duplicated by Ronald Montoya and Philip Reed of Edmunds.com. The idea has been sited in Australia as I posted previously. The name of the Edmunds duo's article is "The Debt-Free Car Project".

1996 Lexus ES 300 - Model of the Edmunds Duo

Are Multi-Level-Marketing Companies a Legal Pyramid? What does it matter?

Would you feel better if you lost money from a legal pyramid scheme or an illegal scheme? It is kind of a stupid question because it doesn't matter you still lose money whether it is legal or not. I would not feel any better to lose two thousand dollars in a multilevel marketing or a Ponzi scheme.

The structures are completely the same. There is a person on top and many people supporting the top person by buying into a product or network. The only difference is the network marketing is suppose to have a product to sell and the pyramid doesn't.